Hey, I'm Richard.

Richard built Catalyst Coverage with one mission: simplify financial protection and empower families to make confident, informed decisions. With years of experience in insurance and a deep specialization in Indexed Universal Life (IUL) strategies, he’s helped countless clients understand how to turn protection into long‑term growth.

Driven by transparency and education, Richard believes every client deserves clarity — NOT confusion — when it comes to their financial future. His approach blends expert insight with real‑world practicality, ensuring each plan fits both today’s needs and tomorrow’s goals.

At Catalyst Coverage, Richard leads with integrity, precision, and a genuine commitment to helping people secure what matters most.

Click the button below to properly structure your IUL for your financial future.